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Worried About Bills, Investments and Work?

10 Ways to Make the Most of Your Money and Your Life

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  • What personal experiences (good and bad) relating to money do you recall from your childhood? Did you work as a kid and teenager? What lessons did you take away from these experiences? If you didn't work, think about why you didn't and what your parents said to you about working and making money.
  • What memories of your parents (or other guardians) do you have that relate to finances? Were your parents spenders or savers? What financial crises occurred and how did your parents handle them? Did money cause tension and problems at home? If you don't have many explicit recollections about money with your caregivers, what implicit messages did you take away from how they led their lives and the role that money played in them?
  • What efforts did your mom and dad make to teach you about money? How much freedom and latitude did they give you with money? What lessons did you take away from this? If you had to summarize their philosophy and approach to money in a sentence or two, what would it be?
  • How important were financial considerations in what you chose to study and what jobs and career you sought out? Did you pursue work based upon what interested you or what you believed you could make more money at? Were you pushed into your career by someone else for the supposed financial security you could achieve?
  • Thinking back to your childhod and young adult years, what significant events happened to you and your family that impacted how you felt about money?

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