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Anticipating Baby
The Unexpected Cost of Parenthood
By Jenn Director Knudsen
Yet should a newborn need additional medical attention – perhaps for respiratory problems, an infection, a birth defect – average costs run to $13,000. Caring for a premature baby would cost even more. Shu recommends expectant parents create an emergency savings fund that would include money – at least $1,000 – for unforeseen hospital and newborn costs not covered by insurance.
For the nursing mother who needs extra help, services are available. But they'll cost you. For example, rates for International Board Certified Lactation Consultants (IBCLCs) in the Chicago area are $150 to $200 for a home visit, says Katy Lebbing, manager of the Center for Breastfeeding Information and a member of the Education and Member Services Department of La Leche League International, based in Schaumburg, Ill. "When it is a critical time, such as right after birth, mothers are generally seen in their homes," says Lebbing, adding that office visits cost less. As with insurance companies, home visits by a professional for the nursing mother also vary from region to region. Lebbing says costs can range from $75 to $250.
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