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An Emotional
Purchase for Dads
Getting Peace of Mind
Through Life Insurance By Mark Stackpole
Through Life Insurance
"While it's not a subject anyone enjoys, it is a necessity in the event of death," says Kaplan. "It's certainly better than leaving your family without any money in a terrible time of grief. When my son was born, I made a concerted decision to substantially increase the policy by 500 percent. I more or less made the decision on my own because my wife was dealing with her own stress in the form of a new child, business to juggle and family health concerns. This is not the best policy to determine solo, but it was one that I felt strongly about at the time."
Having adequate life insurance makes Kaplan feel like a better provider. "Obviously, there are the essentials of being there for your family on so many other emotional and physical levels, but this helps with my emotional mindset," he says.
A father cannot allow himself to become so fixated by the possibility of death that he forgets to enjoy life. Being there for your family is a crucial part of parenthood and extends beyond a parent's individual lifespan. Kaplan's overall philosophy is a simple one: "I have always felt that you can make yourself sick or drive yourself nuts by being so afraid of death," he says. "So I just try to live life in moderation and take it day by day."