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Dining on a Dime

The Economics of Eating Out

By Debra Weaver

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. "That's to be expected. However, it's the money-saving tips you are learning now, when you don't have extra spending money, that will help you save money in the future when finances are better."

When grabbing a quick lunch at a fast food drive-thru, as busy working moms often do, Jones can feed her family of six for $6 "by ordering sandwiches or healthier options like chili or yogurt parfaits from the dollar menus," she says. "We often skip the fries and order water instead of soda not only for saving more money, but for our family's better health as well."

And when dining out at restaurants, Jones is always looking for savings. "We take advantage of the 'kids-eat-free' nights and use coupons when available," she says. "While my husband usually prefers to order a more expensive entr裬 I can usually get by with a salad that costs half as much, and skipping desserts will save a bundle – as much as $29 for a family of six."

"Unless it's a special occasion we have a much cheaper dessert at home, which is always healthier than the rich, calorie-laden desserts available at restaurants anyway," Jones says. "Sodas can also add quite a bit to your food bill if you're not careful, especially for a large family. Whenever I can, I order water for the entire table, saving another $10 per meal. The savings add up quick."

"When the occasion arises to go to a sit-down restaurant, go at lunch instead of dinner," says money-saving expert Jeni Manon, whose tips appear on the Homemaking Cottage Web site

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