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Save Money Now

Lower Your Expenditures

By Gregory Thomas

If you have the most current statements handy, then by all means use the exact amounts, however, try not to let this exercise consume more than an hour of your time. This is not meant to depress you or criticize your spending habits. It is merely a list to help provide you with a "bird's eye view" of how and where you spend your money.

Now That You Have Your List

We all have some spending habits that may be a bit excessive or untamed. You may have even surprised yourself as you were making your list of expenses and had to double check to see if you were writing the correct amount. That's OK! Think of it this way – it will only get better from here on out.

Our goal now is to eliminate all the excessive, unnecessary spending on as many monthly bills as possible.

Using your list of bills/expenditures, go through and highlight or underline five of the bills that seem to be the most excessive. In other words, you are looking for five of your bills that you can immediately tell are unattractively absurd. These are the five bills you will want to tackle first since they are the most extreme and will probably be the easiest to lower.

You'll find that one of the easiest ways to come up with aditional money is to first put an end to all the needless spending. I'm sure you are all familiar with this concept. Every single one of us has been guilty of wasteful spending at one time or another in our lives.

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